Budgeting For Beginners

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Budgeting For Beginners

Few things are more frustrating than running out of money. When you are staring at an empty checking account, it can feel like the whole world is against you--especially anyone who you owe money. However, a few years ago I learned a few tricks for budgeting that really made a difference in my life. I have been able to get my spending under control and learn how to save. I have also learned how to prioritize my spending so that I don't have to worry about running out of cash. This website is here for anyone who has ever struggled with money.

Using Your Payday Loan To Your Best Advantage

Payday loans sometimes get a bad rap, but it really shouldn't be that way. A payday loan only becomes a burden when it's used irresponsibly. If a borrower adheres to the original terms of the contract, a payday loan is a viable resource for obtaining cash in an emergency. When You Shouldn't Take a Payday Loan If you're constantly strapped for cash and already living just paycheck to paycheck, a payday loan might not be the best option for you. Read More 

Money Burning A Whole In Your Bank Account? Best Investments For Young Adults

You've graduated from college and are finally ready to enjoy the financial success and freedom that comes with securing your first real job. Unfortunately, while you were dreaming about weekend getaways and a luxury apartment, you didn't factor in your lower than expected wages and the monthly student loan payments. If you want to achieve your dream of wealth, or at least financial comfort, it's never too young to start investing. Read More 

Lottery Winnings And Income Tax: A Guide For Winners

American investors have plenty of ways to make the most of their cash, but a surprising amount of people puts their faith in the lottery. Research shows that 21 percent of people in America believe that the lottery is the most practical strategy they have for accumulating wealth, so it's unsurprising that so many consumers continue to buy their draw tickets. If you are lucky enough to win the lottery, your first thought may turn to how you plan to spend your winnings, but you should really first understand the tax implications of your new windfall. Read More